/Magazine

Payments Unbound is a collaborative magazine from J.P. Morgan Payments and WIRED Consulting. Currently on its fifth volume, it contains key insights into the future of payments, from leading voices across industries.

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Explore the evolving role of treasury as payments are transforming the fan experience, helping insurers fight fraud, bringing financial services to underserved populations and enabling the green economy.

Clients featured in this issue

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Insights from industry leaders

Many of the brightest minds in finance share their insights on the important issues connected to payments. See what they have to say.

How will payments be different in 10 years’ time?
“In ten years, I really do think that fast, digital payments will be the norm and blockchain-based payments will be a big element. So, being able to handle that in the treasury space is a must.”

Sharyn Tan

Head of Product, Cash & Treasury M&A, Paypal

How does going cashless at a venue improve the fan experience? 
“The beauty of cashless is speeding things up. We want as short wait times as possible for checkout, whether you are at the retail store or looking at food and beverage options.”

Ged Tarpey

Chief Commercial Officer, Hard Rock Stadium 

What does the future hold for treasury?
“Post-2030, treasury will be more data-driven, technology-centric and strategically focused. We will increasingly leverage AI and machine learning tools to automate repetitive processes and improve cash flow forecasting.”

Adeline Chua

APAC Treasury Manager, Kimberly-Clark Asia Pacific

How can payments and transactional data help you create a better fan experience?
“We are discussing how we can work with different data companies to triangulate the info with our user data to better understand and serve the fan.”

Zachary Malet

Senior Director, ESPN Business Development & Innovation

What are you doing to help those without access to the traditional banking system to transfer money abroad?
“The genesis of the business was based on a genuine need to enable foreign residents who had migrated to the UAE for work to have legitimate and safe ways to send money home to their loved ones.”

Hasan Al Fardan

CEO, Al Fardan Exchange

Exclusives from Volume 5

As new technology disrupts industries, the most successful companies are exploring new organizational paradigms. Crucially, the role of the treasury is evolving. J.P. Morgan Payments and WIRED take a closer look at how real-world treasurers are navigating these shifts and are putting innovation to work to make the most of new opportunities.

J.P. Morgan Payments feature

The big play

As the sports world puts fans in the driver seat, a forward-thinking approach to payments has become a vital strategy for success.

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WIRED feature

Paying it forward

As net zero becomes a business imperative, the payments industry is examining how it can turn a challenge into an opportunity.

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Spotlight on fintech

Banking the unbanked

Some 1.4 billion people globally are currently unbanked. Explore how payments innovation is helping them overcome the challenges they face.

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Communities

Treasury breaks free

How breaking down boundaries between treasurers and other teams can boost innovation.

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Beyond the balance sheet

An interview with Sharyn Tan

PayPal has revolutionized commerce and helped transform how consumers and businesses send, receive and manage money. Hear from Sharyn Tan, PayPal’s Head of Product Cash & Treasury M&A.

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Other volumes

Volume 4: Ready Payer One

Explore unexpected connections between a business and a supplier, a gamer and a virtual world, a fintech and a community they serve—made possible by payments.

EXPLORE VOLUME
Volume 3: Bank to the Future

Learn about the impact of generative AI, how blockchain is changing the payments game and what stores will look like in the future.

EXPLORE VOLUME
Volume 2: The New World of Commerce

Economies are evolving, and the payments landscape is changing quickly. Everything from making doctors’ appointments to selling clothes to how you use your car is impacted. And that’s just the start.

EXPLORE VOLUME
Volume 1: The Money Revolution

How digital wallets are driving the connected-car economy and reshaping the future of payments.

EXPLORE VOLUME