We are dedicated to being the leading bank of the innovation economy—bringing together founders, investors, startups and high-growth companies. With tech that powers growth, J.P. Morgan helps give early-stage startups, venture-backed and high-growth companies the agility needed to make secure, real-time and efficient decisions.
Bank your startup with confidence
With decades of global experience, a robust professional and venture capital network and scalable money-management solutions, we’re dedicated to helping you succeed at every stage.
225
years serving innovative companies
30K
Commercial Banking clients globally
$15B
invested in technology annually
$10T
in global payments daily across 160 countries & 120 currencies
Banking solutions to match your scale and needs
Our products can help you reduce costs, save time and make more informed decisions—allowing you to focus on growing your business.
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- Automate invoicing, manage cash flow and streamline reporting
- Send wires in nearly 70 currencies
- No fees for up to three years on included services1
- 2x faster payments with ACH vs. traditional check
- Spend 50% less time paying and approving bills
- Automatically sync with your accounting software
- Get instant access to liquidity with no limit on deposits
- No period trades, rollover or administration required
- Integrated with our treasury tools for efficient capital management
- Choose from physical and virtual cards
- Enable spend for travel, procurement and more
- 24/7 customer support and fraud protection
Expertise supporting your growth at every stage
We work with companies throughout their entire lifecycle—early stage, growth stage, late stage, pre-IPO and beyond—to help them scale and grow.
Pre-seed and seed
From operating accounts and card and merchant processing to cap table management and Startup Offers, we can help bootstrapped and angel-backed companies grow.
Early stage (Series A)
For early-stage company needs, we can help with operating accounts, liquidity management, card and merchant processing, cap table management, Startup Offers and financing alternatives.
Growth stage (Series B+)
We can help meet the growth needs of companies at this stage with private capital raising, private placement advisory, debt financing alternatives, reporting and reconciliation tools, and services to help with complex placements and international expansion.
Later stage (Pre- and post-IPO)
For companies pre- and post-IPO, we offer global accounts, international payments and FX, investment management and strategic advisory.
Industries we serve
We have dedicated bankers with expertise across key industries:
- Technology and software
- E-commerce and consumer
- Life sciences and healthcare
- Climate tech and renewable energy
And that’s just the start. See more industries we serve.
Why our clients love us
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Sustainability
Atomo reimagines coffee, minus the beans
Jan 21, 2025
A startup’s innovative solution to coffee’s environmental impact, boosted by J.P. Morgan’s Green Economy expertise.
Read more
0:30 - Technology
How AI is transforming presentations: Gamma’s story
Jan 16, 2025
Discover how co-founder and CEO of Gamma Grant Lee is using AI to transform business presentations, with support from J.P. Morgan’s startup expertise.
Watch video
1:46 - Banking
How Element Biosciences pushes the boundary of innovation
Nov 20, 2024
Learn how CEO and Co-Founder Molly He of Element Biosciences, a pioneering life science startup, built success from the ground up.
Watch videoLatest insights on the Innovation Economy
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Investing
How startups can manage equity dilution
Mar 13, 2025
Equity dilution can significantly impact control and value for startups. Learn approaches to effectively manage it as your company grows.
Read more
Investing
The basics of business grants for startups
Mar 13, 2025
Dig into the details of this non-dilutive equity source, including grant sources and keys to crafting your application.
Read moreFrequently asked questions
Meet your Startup Banking team
Connect with our Startup Banking team who specializes in pre-seed to seed stages, with dedicated bankers ready to support you as you grow.
Ashraf Hebela
CFA, Co-Head of Technology Banking & Head of Startup Banking
DeMarcus Williams
Managing Director, Startup Banking
Jesse Bardo
Executive Director, Startup Banking
Fernanda Baker
Executive Director, Startup Banking
Hunter Nadler
Executive Director, Startup Banking
Barbara Alcaraz Silva
Ph.D., Executive Director, Life Sciences & Healthcare Startup Banking
Heidi Leach
Vice President, Startup Banking
Shea Taylor
Vice President, Startup Banking
Additional resources for your growth strategy
Additional resources for your growth strategy
Startup Offers
Access a curated list of deals and discounts from market-leading solution providers in the startup ecosystem
Liquidity solutions
Unlock more value from your cash with liquidity solutions
Cap table management
Manage your cap table and simplify equity compensation with J.P. Morgan Workplace Solutions
Banking diverse businesses
Access expertise and financial solutions to spur business growth and help make diverse and underserved communities stronger
U.S. subsidiaries of growth stage multinational companies
Leverage tailored financial services for managing a successful cross-border business as you expand to the U.S.
References
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Available for up to three years from the date of initial account opening, subject to continued program eligibility. Standard fees will begin to be charged three years from the date of initial account opening. Additional conditions may apply.