Commercial Banking

From startups to legacy brands, you're making your mark. We're here to help.

  • Innovation Economy
    Fueling the success of early-stage startups, venture-backed and high-growth companies.
  • Midsize Businesses
    Keep your company growing with custom banking solutions for middle market businesses and specialized industries.
  • Large Corporations
    Innovative banking solutions tailored to corporations and specialized industries.
  • Commercial Real Estate
    Capitalize on opportunities and prepare for challenges throughout the real estate cycle.
  • Community Impact Banking
    When our communities succeed, we all succeed. Local businesses, organizations and community institutions need capital, expertise and connections to thrive.
  • International Banking
    Power your business' global growth and operations at every stage.

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Credit and Financing

Prepare for future growth with customized loan services, succession planning and capital for business equipment.

  • Asset Based Lending
    Enhance your liquidity and gain the flexibility to capitalize on growth opportunities.
  • Equipment Financing
    Maximize working capital with flexible equipment and technology financing.
  • Trade & Working Capital
    Experience our market-leading supply chain finance solutions that help buyers and suppliers meet their working capital, risk mitigation and cash flow objectives.
  • Syndicated Financing
    Leverage customized loan syndication services from a dedicated resource.
  • Commercial Real Estate
    Capitalize on opportunities and prepare for challenges throughout the real estate cycle.
  • Employee Stock Ownership Plans
    Plan for your business’s future—and your employees’ futures too—with objective advice and financing.

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Institutional Investing

Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.

  • Institutional Investors
    We put our long-tenured investment teams on the line to earn the trust of institutional investors.
  • Markets
    Direct access to market leading liquidity harnessed through world-class research, tools, data and analytics.
  • Prime Services
    Helping hedge funds, asset managers and institutional investors meet the demands of a rapidly evolving market.
  • Global Research
    Leveraging cutting-edge technology and innovative tools to bring clients industry-leading analysis and investment advice.
  • Securities Services
    Helping institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of changing markets.

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Investment Banking

Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.

  • Center for Carbon Transition
    J.P. Morgan’s center of excellence that provides clients the data and firmwide expertise needed to navigate the challenges of transitioning to a low-carbon future.
  • Corporate Finance Advisory
    Corporate Finance Advisory (“CFA”) is a global, multi-disciplinary solutions team specializing in structured M&A and capital markets. Learn more.
  • Development Finance Institution
    Financing opportunities with anticipated development impact in emerging economies.
  • Sustainable Solutions
    Offering ESG-related advisory and coordinating the firm's EMEA coverage of clients in emerging green economy sectors.
  • Mergers and Acquisitions
    Bespoke M&A solutions on a global scale.
  • Capital Markets
    Holistic coverage across capital markets.

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Payments

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Private Bank

A uniquely elevated private banking experience shaped around you.

  • Banking
    We have extensive personal and business banking resources that are fine-tuned to your specific needs.
  • Investing
    We deliver tailored investing guidance and access to unique investment opportunities from world-class specialists.
  • Lending
    We take a strategic approach to lending, working with you to craft the fight financing solutions matched to your goals.
  • Planning
    No matter where you are in your life, or how complex your needs might be, we’re ready to provide a tailored approach to helping your reach your goals.

Wealth Management

Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.


  • Invest on your own
    Unlimited $0 commission-free online stock, ETF and options trades with access to powerful tools to research, trade and manage your investments.
  • Work with our advisors
    When you work with our advisors, you'll get a personalized financial strategy and investment portfolio built around your unique goals-backed by our industry-leading expertise.
  • Expertise for Substantial Wealth
    Our Wealth Advisors & Wealth Partners leverage their experience and robust firm resources to deliver highly-personalized, comprehensive solutions across Banking, Lending, Investing, and Wealth Planning.

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Who We Serve

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All Insights

Explore a variety of insights.

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Insights by Topic

Explore a variety of insights organized by different topics.

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Insights by Type

Explore a variety of insights organized by different types of content and media.  

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About Us

We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.

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Changes to Interbank Offered Rates (IBORS) and other benchmark rates

J.P. Morgan Corporate & Investment Bank Spot FX Disclosures

Disclosure to Wholesale Fixed Income, Currency, Commodities and Equities Products Clients

Notice to commercial customers - Regulation GG

Government Sponsored Enterprises Disclosure

J.P. Morgan Capital Introduction Program Disclosure

Notice to Australian clients - ASIC Class Orders

Notice to Canadian clients - Reliance on International Dealer Exemption

Statement of Material Auction Practices and Procedures

Wholesale Client Notice: Potential Impact on Payment and Settlement Activity if J.P. Morgan Group Experiences a Material Adverse Event

Financial Markets Standards Board

Statement of Commitment to the FX Global Code

FX Global Code - J.P. Morgan Chase & Co Liquidity Provider Cover Sheet

Statement of Commitment to the Global Precious Metal Code J.P. Morgan Chase Bank N.A., London Branch

Statement of Commitment to the Global Precious Metal Code J.P. Morgan Securities PLC

Statement of Commitment to the Global Precious Metal Code J.P. Morgan SE

Statement of General Principles with respect to Allocations and Marketing of Securities

TLS Secure Email Disclaimer

J.P. Morgan Legal Entity Identifiers (LEI)

Email and Instant Messaging Disclaimer

Telephone Recording Disclosure

Social Media Terms and Conditions (Updated August 2023)

Usage Terms - Data and Content

Tax and Legal Advice Disclaimer

Important Risk Information for Structured Products

Global AML Program

Wolfsberg FCCQ

Global Sanctions Program

USA PATRIOT Act Certification

Economic Sanctions

By regulation

CSDR Client Briefing December 2021

CSDR_Client_briefing_Aug_2021

Central Securities Depositories Regulation (CSDR) Participant Disclosure: J.P. Morgan Securities LLC

Central Securities Depositories Regulation (CSDR) Participant Disclosure: J.P. Morgan Securities plc

Central Securities Depositories Regulation (CSDR) Costs Disclosure: J.P. Morgan LLC and J.P. Morgan plc

Central Securities Depositories Regulation (CSDR) Costs Disclosure: JPMorgan Chase Bank, N.A., London Branch; J.P. Morgan SE; J.P. Morgan (Suisse) S.A.; and JPMorgan Chase Bank N.A.

Central Securities Depositories Regulation (CSDR), Participant Disclosure Document: JPMorgan Chase Bank N.A., London Branch

Central Securities Depositories Regulation (CSDR), Article 38(5) and 38(6) Participant Disclosure Document: J.P. Morgan SE

Central Securities Depositories Regulation (CSDR), Participant Disclosure Document: J.P. Morgan (Suisse) S.A.

Central Securities Depositories Regulation (CSDR), Participant Disclosure Document: JPMorgan Chase Bank N.A.

Shareholder Rights Directive II - Securities Services Cost Disclosure

External Business Conduct Disclosure

Volcker Family Wealth Management Vehicles Disclosure - Investments (J.P. Morgan Private Bank)

Volcker Family Wealth Management Vehicles Disclosure - Trusts (J.P. Morgan Private Bank)

Volcker Family Wealth Management Vehicles Disclosure (J.P. Morgan Securities)

FinSA Disclosures

Classification Criteria under the Swiss Financial Services Act

Notice to Clients of the Corporate & Investment Bank which are ERISA plans, plan fiduciaries or representatives, participants or beneficiaries, individualized retirement accounts (IRA) or IRA owners

ERISA – Cash Executions

408(b)(2) Disclosure for Security Services Clients

Dynamic Platform Conflicts of Interest Disclosure

IOSCO, EU Benchmarks Regulation and UK Benchmarks Regulation Supplemental Disclosure

Dynamic Platform Complaints Procedure

EU Benchmarks Regulation and UK Benchmarks Regulation Compliance Statement

EU EMIR and UK EMIR Methods and Arrangements for Reporting

FRANDT - OTC Clearing Onboarding Process (J.P. Morgan SE)

FRANDT - RFP Template (J.P. Morgan SE)

EMIR Clearing Member Disclosure (JPMorgan Chase Bank)

EMIR Clearing Member Disclosure (J.P. Morgan Securities LLC)

EMIR and MiFIR Clearing Member Disclosure (J.P. Morgan Securities plc)

EMIR and MiFIR Clearing Member Disclosure (J.P. Morgan SE)

EMIR and MiFIR Clearing Member Pricing Disclosure (J.P. Morgan Securities LLC, J.P. Morgan Securities plc and J.P. Morgan SE) – Cleared Derivatives

EMIR Clearing Member Pricing Disclosure (JPMorgan Chase Bank) – Securities Clearing

EMIR Clearing Member Pricing Disclosure (J.P. Morgan Securities plc) – Securities Clearing

EMIR: Intragroup Margin Requirement Exemptions

MiFIR Clearing Member Disclosure for MiFIR Indirect Clearing (J.P. Morgan Securities LLC)

J.P. Morgan Tax Self Certification Forms

J.P. Morgan Payment Initiation Services - Payment Service User Terms and Conditions (English)

J.P. Morgan Payment Initiation and Account Information Services - User Inquiries and Complaints Procedures (English)

J.P. Morgan Payment Initiation and Account Information Service - Privacy Policy (English)

J.P. Morgan Payment Initiation Services - Payment Service User Terms and Conditions (German)

J.P. Morgan Payment Initiation and Account Information Services - User Inquiries and Complaints Procedures (German)

J.P. Morgan Payment Initiation and Account Information Service - Privacy Policy(German)

J.P. Morgan Payment Initiation Services - Payment Service User Terms and Conditions (Spanish)

J.P. Morgan Payment Initiation and Account Information Services - User Inquiries and Complaints Procedures (Spanish)

J.P.  Morgan Payment Initiation and Account Information Service - Privacy Policy  (Spanish)

J.P. Morgan Payment Initiation Services - Payment Service User Terms and Conditions (Italian)

J.P. Morgan Payment Initiation and Account Information Services - User Inquiries and Complaints Procedures (Italian)

J.P.  Morgan Payment Initiation and Account Information Service - Privacy Policy  (Italian)

J.P. Morgan Payment Initiation Services - Payment Service User Terms and Conditions (Catalan)

J.P. Morgan Payment Initiation and Account Information Services - User Inquiries and Complaints Procedures (Catalan)

J.P. Morgan Payment Initiation and Account Information Service - Privacy Policy (Catalan)

J.P. Morgan Payment Initiation Services - Payment Service User Terms and Conditions - UK Only (English)

J.P. Morgan Payment Initiation Services - Payment Service User Inquiries and Complaints Procedures - UK Only

J.P. Morgan Payment Initiation and Account Information Service - Privacy Policy - UK Only

MiFID II – Top ten client questions and how we can help

Complaints

Conflicts of Interest

Costs and Charges

Execution Policy

Execution Venue Reporting

Inducements

Market Encumbrance

Pre-Trade Transparency

Product Governance

Product and Services Risk Disclosures

Schedule of Product and Services Risk Disclosures

JPMorgan Chase Bank N.A., Paris Branch Payments Services Complaints Process

J.P. Morgan Securities LLC Form CRS

Guide to Investment Services and Brokerage Products (J.P. Morgan Wealth Management –Includes services provided by J.P. Morgan Private Client Advisors located in Chase branches and J.P. Morgan Financial Advisors over the phone)

Guide to Investment Services and Brokerage Products (J.P. Morgan Private Bank)

Guide to Investment Services and Brokerage Products (J.P. Morgan Wealth Management-Includes services provided by J.P. Morgan Wealth Advisors or J.P. Morgan Wealth Partners)

Guide to Investment Banking Services and Prime Brokerage Services (J.P. Morgan Securities LLC)

Securities Financing Transactions Regulation (SFTR) Information Statement (English)

Securities Financing Transactions Regulation (SFTR) Information Statement (French)

Securities Financing Transactions Regulation (SFTR) Information Statement (German)

Securities Financing Transaction Regulation (SFTR) UK Information Statement (English Version)

Article 3 Disclosure Document: J.P. Morgan SE

Article 4 Principal Adverse Sustainability Impacts Statement: J.P. Morgan SE - English version

Article 4 Principal Adverse Sustainability Impacts Statement: J.P. Morgan SE - German version

Article 5 Remuneration Policy Disclosure: Securities Services, J.P. Morgan SE 

Article 6 Pre-contractual Disclosure of Sustainability Risk: J.P. Morgan SE

EU CCP Recovery and Resolution Regulation

By business

U.S. T+1 Securities Settlement – Frequently Asked Questions: Markets Clients

Request for Market Data and Give Ups - JPM PLC

Request for Market Data and Give Ups - JPM SE

Electronic Trading Terms

Terms of Business Applicable to Securities Transactions on Asia Pacific (ex-Japan) Markets

Investment Bank Legal Entity Disclosures

Trade Matching and “Last Look” in the Wholesale Electronic Foreign Exchange and Commodities Markets

High and Low Rates in the Wholesale Foreign Exchange Market

J.P. Morgan Global Research Company-Specific and Other Regulatory Disclosures

Sales and Trading Disclaimer

Prime Finance Business Disclaimer

External Business Conduct Disclosure

J.P. Morgan Markets Disclosures

J.P. Morgan Securities LLC Special Disclosure Statement and Regulatory Disclosures

Key Investor Information Documents Relating to UCITS Funds

Global Cash Equities Alpha Capture Disclaimer

J.P. Morgan Capital Advisory Group Disclosure

Cryptoasset Disclosure

FX Retail

India Product Disclosure Statements

India Risk Disclosure Statements

Capital Advisory Group

Investment Banking Marketing disclosure - August 2022

Private Bank and Private Wealth Management Legal Entity Disclosures

U.S. Corporate & Investment Bank Privacy Notice

Private Bank and J.P. Morgan Securities Swap Dealer Associated Persons Disclosures

Private Bank Risk Disclosure Booklet (excluding Trust & Estate) (for Managed Investments)

Private Bank Trust & Estate Risk Disclosure Booklet (for Managed Investments)

Risks of Certain Investments for Private Bank and J.P. Morgan Securities

Equity Market Transactions Fees and Charges

SEC Rule 605

SEC Rule 606

Summary of Pricing and Allocation Policy

Summary of our Best Execution Policy / Guideline – Asia Private Bank

Characteristics and Risks of Standardized Options

Disclosure to Clients for Compliance with FINRA Rule 4370

JPMorgan Chase Bank N.A. – Toronto Branch Commercial Banking Client Complaint Process

Time Deposit Terms

Time Deposit Terms – JPMorgan Chase Bank, N.A., London branch

Time Deposit Terms – J.P. Morgan Securities plc

Money Market Transactions

Money Market Transactions – JPMorgan Chase Bank, N.A. Bangkok Branch

Money Market Transactions – JPMorgan Chase Bank, N.A. Ho Chi Minh City Branch

Money Market Transactions – JPMorgan Chase Bank, N.A. Manila Branch

Money Market Transactions – JPMorgan International Finance Ltd., Manila Branch

Money Market Transactions – JPMorgan Chase Bank, N.A. Seoul Branch

Money Market Transactions – JPMorgan Chase Bank (China) Company Limited

Money Market Transactions – JPMorgan Chase Bank (China) Company Limited Tianjin Branch

Money Market Transactions – JPMorgan Chase Bank (China) Company Limited Shanghai Branch

Money Market Transactions – JPMorgan Chase Bank (China) Company Limited Beijing Branch

Money Market Transactions – JPMorgan Chase Bank (China) Company Limited Guangzhou Branch

Money Market Transactions – JPMorgan Chase Bank (China) Company Limited Chengdu Branch

Money Market Transactions – JPMorgan Chase Bank (China) Company Limited Harbin Branch

Money Market Transactions – JPMorgan Chase Bank (China) Company Limited Suzhou Branch

Money Market Transactions – JPMorgan (South East Asia) Limited

Money Market Transactions – JPMorgan Chase Bank, N.A. Singapore Branch

Money Market Transactions – JPMorgan Securities Asia (PTE) Limited

Money Market Transactions – JPMorgan Chase Bank, N.A. Sydney Branch

Money Market Transactions – JPMorgan Chase Bank, N.A. New Zealand Branch

Money Market Transactions – JPMorgan Chase Bank, N.A. Mumbai Branch

Money Market Transactions – JPMorgan Securities India

Money Market Transactions – JPMorgan Chase Bank, N.A. Taipei Branch

Money Market Transactions – JPMorgan Chase Bank, N.A. Tokyo Branch

Money Market Transactions – JPMorgan Securities Japan

Money Market Transactions – JPMorgan Chase Bank, N.A. Labuan Branch

Money Market Transactions – JPMorgan Chase Bank Berhad Branch

Money Market Transactions – JPMorgan Chase Bank, N.A. Hong Kong Branch

Money Market Transactions – JPMorgan Securities (Asia Pacific) Limited

Money Market Transactions – JPMorgan Chase Bank, N.A. Jakarta Branch

Fusion by J.P. Morgan Disclosures

Securities Services Marketing Disclosure – Global

Payments Disclosures

J.P. Morgan Workplace Solutions is a brand name for equity compensation administration business conducted by Global Shares and other financial products and services offered through J.P. Morgan Securities LLC and other affiliates of  J.P. Morgan Chase & Co.  To access information about the products and services offered please visit Global Shares

Global Shares is a trading name of the legal entities described hereafter including Global Shares Ireland Limited (“Global Shares Ireland”), a company registered in Ireland, registration number 412396 with its registered office at Unit 2, Building D, West Cork Technology Park, Clonakilty, Co, Cork, Ireland  And Global Shares Inc. (“Global Shares US”) which is incorporated in Delaware, both of which provide share plan administration services and software..

For securities traded in United States markets, Broker Dealer Services are provided by Global Shares Financial Services, Inc. (“GSFS”), Member FINRA/SIPC, 575 Washington Blvd, Floor 09, Jersey City, NJ, 07310-1616, (646) 968-0653. Check the background of Our Firm on FINRA’s BrokerCheck.

Global Shares Execution Services Limited (“GSESL”) is licensed to conduct investment services business under the Investment Services Act as authorised by the Malta Financial Services Authority (“the MFSA”) pursuant to licence number GSES-IF-14206. GSESL offers receipt and transmission of orders and nominee services under its provision of business. The registered address is at 171, Old Bakery Street, Valletta, VLT1455, Malta.

Global Shares Trustees Ireland Limited and Global Shares Trustees (UK) Limited (collectively, the “Trust Companies”), are Irish and UK trust companies that provide trust services for corporate share plans.

Global Shares Ireland, Global Shares US, GSFS, the Trust Companies, and GSESL are affiliated companies and all under the common control of JPMorgan Chase & Co.

By legal entity

CFTC Rule 1.55(k) and 1.55(o): FCM-Specific Disclosure Document

JPMorgan-Securities-LLC-Special-Disclosure-Statement-and-Regulatory-Disclosures

J.P. Morgan Securities LLC (“JPMS”) Regulatory Disclosures – Fixed Income

Rule 5320 – Prohibition Against Trading Ahead of Customer Orders

Rule 5270 – Prohibition on Front Running Customer Block Transactions

Disclosure to Clients for Compliance with FINRA Rule 4370

JPMS Large Trader LTID Disclosure Form

Disclosure of SEC Required Order Execution Information

SEC Rule 605 Disclosure

J.P. Morgan Securities Inc. Name Change to J.P. Morgan Securities LLC

Institutional Brokerage business of JPMS ERISA Section 408(b)(2) Disclosure

U.S. Corporate & Investment Bank Privacy Notice

Important Notice Regarding Callable Securities

Client Statement Disclosure for Futures and Foreign Equity Options

Characteristics and Risks of Standardized Options

J.P. Morgan SE Disclosure

J.P. Morgan SE Complaints Handling Process

Complaints Handling Process - J.P. Morgan SE - Dublin Branch

Complaints Handling Process - J.P. Morgan SE - Luxembourg Branch

Informacja o realizowanej strategii podatkowej za 2022 r. - J.P.Morgan Poland Services - Information on the execution of tax strategy

Informacja o realizowanej strategii podatkowej za 2021 r. - J.P.Morgan Poland Services - Information on the execution of tax strategy

Informacja o realizowanej strategii podatkowej za 2020 r. - J.P.Morgan Poland Services - Information on the execution of tax strategy

Complaints Handling Process

Complaints Handling Process

By region

For information about Banco JP Morgan Colombia SA´s Ombudsman, go to our website

www.jpmorgan.com/CO/en/disclosures

APAC Pacific Equities IOI Charter – Due Diligence Questionnaire

Singapore: Best Execution Arrangement

APAC Legal Entity Information – Incorporation Details & Regulatory Status Disclosures

Asian Transaction Disclosures (Trading Asian Markets using Electronic Connectivity)

China: China Connect Terms and Disclosures

China: China ST Stocks Risk Disclosure Statement

Japan: J.P. Morgan Securities LLC (Gentan)

Singapore: Direct Market Access

Singapore: Singapore Investor Handbook

JP Morgan to offer agency trading on SG dual listed PH stock

Hong Kong Disclosures

Australia & New Zealand Disclosures

Notice to Canadian clients – Reliance on International Dealer Exemption

Material Safety Data Sheets for products issued by J.P. Morgan Ventures Energy Corporation

FERC Information

U.S. Corporate & Investment Bank Privacy Notice

EMEA Legal Entity Information – Incorporation Details & Regulatory Status Disclosures

EU e-Commerce Directive

Governance

Terms of Business

Russia: Short sales on the Russian Stock Exchanges

United Kingdom

Ireland

France

Poland

Switzerland

Regulatory Inspections

  • Summary report from exam conducted in February 2019 by the Danish Financial Supervisory Authority (Finanstilsynet) on J.P. Morgan’s depositary services can be found here in Danish

Learn more

Further regulatory and financial information relating to JPMorgan Chase & Co. can be found in Investor Relations.  For additional country-specific regulatory information, please select another country.

J.P. Morgan is a marketing name for businesses of JPMorgan Chase & Co. and its subsidiaries and affiliates worldwide.
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