J.P. Morgan Payments in Argentina

As the post-pandemic economic recovery accelerates, effective working capital management is critical for companies seeking to optimize supply chains and unlock liquidity needed to fund daily operations and expansion opportunities in Latin America.

Discover how a resurgent economy has reshaped consumer behavior and built value.

On one day, she’s the only woman in the room, and on the next, she’s meeting a bank run exclusively by women. Latin America’s payments landscape is as varied as the countries it’s comprised of. Understanding these complexities is key to progressing in what was a traditionally male-dominated industry, says Angelica Valencia.

Globalization has been under pressure in recent years. The Covid pandemic and geopolitical conflict have led companies to relocate supply chains to countries or build supplier networks  closer to home. Some countries have also been imposing export restrictions on vital goods such as food, fertilizer, and raw materials. According to the International Monetary Fund (IMF), the number of trade barriers introduced each year has tripled since 2019.

Through insights derived from the analysis of working capital metrics, this report aims to help treasury and finance professionals for Latin American companies track working capital trends and guide their initiatives to optimize working capital management for recovery and growth.

The international banking system has often been criticized for being opaque and convoluted. In Latin America, digitalization provides an opportunity to create, a faster, cheaper and more transparent payments network.