From startups to legacy brands, you're making your mark. We're here to help.
Key Links
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
Key Links
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
Key Links
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.
Key Links
A uniquely elevated private banking experience shaped around you.
Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
For Companies and Institutions
From startups to legacy brands, you're making your mark. We're here to help.
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
For Individuals
A uniquely elevated private banking experience shaped around you.
Whether you want to invest on you own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
Explore a variety of insights.
Key Links
Insights by Topic
Explore a variety of insights organized by different topics.
Key Links
Insights by Type
Explore a variety of insights organized by different types of content and media.
Key Links
We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
Key Links
Side note:
Warm music plays.
On screen:
As this video begins Malcolm Johnson, a Black man with bald head and a gray suit walks through an open park. Malcolm speaks (off-screen) as A montage shows him walking past Langdon Park School and standing in front of the Langdon Park East Recreation Center.
Malcolm Johnson:
Langdon Park Capital proudly bears the name of the neighborhood that raised me: Langdon Park in Northeast DC. Every day of my life, between age 9 and age 15, two hours was spent at Langdon Park Rec Center to help raise me and my younger brothers and so many young men and women just like me. And when I thought of what Langdon Park Capital's mission was, it was exactly that: providing opportunity for families to thrive and live the American Dream.
On screen:
Photographs show Malcolm as a young man with his family. A present-day video clip shows a smiling Malcolm standing outside of his childhood home. Then, wearing a business suit, he speaks to us from his office.
Text on screen:
Malcolm Johnson, CEO and Founder, Langdon Park Capital.
Malcolm Johnson:
We are a real estate investment management firm based in Los Angeles, California. We own and operate workforce housing in both California and the Mid-Atlantic region with a specific focus around the Black and Latino communities.
On screen:
A montage shows the Langdon Park Capital building, where Malcolm meets with his team in a conference room. Aerial views show Langdon Park Capital properties in residential neighborhoods of California and the Washington D.C. area. Malcolm stands with residents, a smiling family - two women and two little girls.
Malcolm Johnson:
Every one of our team members, from senior management down to our most junior associates, has cultural competency in the communities where we live, where we work, the backgrounds that we all have.
On screen:
Malcolm and his team:
- meet in the office of a Leasing Center;
- tour the grounds of a Langdon Park Capital property;
- and speak with community members.
Malcolm Johnson:
That's what brings the passion, the care, the love with which we treat these communities.
On screen:
A montage shows diverse, smiling community members.
Malcolm Johnson:
You see beautiful greenery, you see pool areas, you see courtyards, you see bright colors. It's a place that you're proud to call home.
Side note:
Positive music plays.
On screen:
A montage shows Langdon Park Capital properties with their:
- lawns;
- palm trees;
- outdoor swimming pools;
- and open grounds.
Malcolm Johnson:
One of the key elements of being a successful real estate investment management firm is finding opportunity in moments of distress. At the top of 2023, a banking crisis is what led us to actually increase the amount of exposure we had with JPMorgan Chase. Flight to quality, the bank's fortress balance sheet, and most importantly, the amazing team members at JPMorgan Chase who responded quickly.
On screen:
Malcolm walks though Langdon Park Capital's headquarters with a business professional - a woman with long dark hair and hazel eyes. Then, that woman speaks to us from her office.
Text on screen:
Anila Ranmal, Treasury Management Officer, JPMorgan Chase.
Anila Ranmal:
Initially, Langdon Park Capital reached out to open one bank account.
On screen:
At the Langdon Park Capital headquarters, Malcolm and Anila discuss business on an outdoor balcony overlooking Los Angeles.
Anila Ranmal:
But after some conversations and learning more about the solutions that we had to offer, we also manage their accounts payables, their accounts receivables, their cash management, and their liquidity strategies, and of course fraud prevention.
On screen:
Anila and a colleague walk through the airy Langdon Park Capital building, toward a conference room with wall sized windows.
Anila Ranmal:
Next, we are focusing on continuing to bring over more of Langdon Park Capital accounts and hope to then further implement their digitizing rent payment solutions.
On screen:
Malcolm, his team, and Anila exchange ideas at an engaging conference meeting.
Malcolm Johnson:
We have the best financial services company in the world managing all of our operating accounts. The next step for us is to grow those relationships and serve thousands more families of Black and Latino communities across this country.
On screen:
A sign reads: “Langdon Park at Fort Washington.
- Fitness Center;
- (and) Club Room.”
Anila Ranmal:
And the end-goal for all of us is to work with the underserved communities and we’ll be starting a financial literacy program so we can help the tenants with financial success.
On screen:
A sign reads: “Community Center Open House. May 17, 2023. 5-7 pm. Mu sic, games, and giveaways. Welcome to all. Meals and Snacks, After School Programs - Free.” Photos show smiling children at the Open House. (Malcolm is there too!) A montage shows men and women attending an adult finance class.
Malcolm Johnson:
In three short years, we've become one of the top 10 Black-owned real estate management firms in the country. That means we’ve already started to make the kind of impact that we’ve set out to do. The future is so much brighter and that's what I'm most proud of.
On screen:
This video concludes showing Langdon Park Capital's spacious, quality properties.
Logos:
- J.P. Morgan;
- Chase;
- (and) the Chase octagon symbol.
Side note:
Legal disclosures appear.
Text on screen:
Chase, J.P. Morgan, and JPMorgan Chase are marketing names for certain businesses of JPMorgan Chase & Co. and its affiliates and subsidiaries worldwide (collectively, “JPMC”, “We”, “Our” or “Us”, as the context may require). We prepared these materials for discussion purposes only and for your sole and exclusive benefit. This information is confidential and proprietary to our firm and may only be used by you to evaluate the products and services described here. You may not copy, publish, disclose or use this information for any other purpose unless you receive our express authorization. These materials do not represent an offer or commitment to provide any product or service. In preparing the information, we have relied upon, without independently verifying, the accuracy and completeness of publicly available information or information that you have provided to us. Our opinions, analyses and estimates included here reflect prevailing conditions and our views as of this date. These factors could change, and you should consider this information to be indicative, preliminary and for illustrative purposes only. This Information is provided as general market and/or economic commentary. It in no way constitutes research and should not be treated as such.
The information is not advice on legal, tax, investment, accounting, regulatory, technology or other matters. You should always consult your own financial, legal, tax, accounting, or similar advisors before entering into any agreement for our products or services In no event shall JPMorgan Chase or any of its directors, officers, employees or agents be liable for any use of, for any decision made or action taken in reliance upon or for any inaccuracies or errors in, or omissions from, the information in this material.
The information does not include all applicable terms or issues and is not intended as an offer or solicitation for the purchase or sale of any product or service. Our products and services are subject to applicable laws and regulations, as well as our service terms and policies. Not all products and services are available in all geographic areas or to all customers. In addition, eligibility for particular products and services is subject to satisfaction of applicable legal, tax, risk, credit and other due diligence, JPMorgan Chase’s “know your customer,” anti-money laundering, anti-terrorism and other policies and procedures.
Products and services may be provided by Commercial Banking affiliates, securities affiliates or other JPMC affiliates or entities. In particular, securities brokerage services other than those that can be provided by Commercial Banking affiliates will be provided by appropriate registered broker/dealer affiliates, including J.P. Morgan Securities LLC and J.P. Morgan Institutional Investments Inc. Any securities provided or otherwise administered by such brokerage services are not deposits or other obligations of, and are not guaranteed by, any Commercial Banking affiliate and are not insured by the Federal Deposit Insurance Corporation.
J.P. Morgan Chase Bank, N.A. Member FDIC. Copyright 2024 J.P. Morgan Chase and Company. All rights reserved.
END
The market was rife with uncertainty in early 2023. But uncertainty can present opportunities.
“One of the key elements to being a successful real estate investment management firm is finding opportunity in moments of distress,” said Langdon Park Capital (LPC) founder and CEO Malcolm Johnson.
Johnson needed a reliable financial institution to handle his real estate investment management company’s treasury needs. “JPMorgan Chase was a natural answer to that call,” he said.
Prior to founding LPC in 2021, Johnson spent nine years as a banker at JPMorgan Chase. So he knew the firm could provide solutions.
“I founded Langdon Park Capital not just to create strong, durable financial returns,” Johnson said. “But to create opportunities for the Black and Latino families who live, work and play in the communities where we own and operate properties.”
“One of our biggest missions at the outset was to be institutional so we can have the largest impact and to operate at scale,” he said. And that meant making the right connections.
When Johnson reached out, there was a sense of urgency. “Johnson was looking for a bank to work with closely and also trust with his assets,” said Anila Ranmal, Treasury Management Officer at JPMorgan Chase. “He wanted to make sure he made the right decision.”
Initially, LPC wanted to add one bank account. But the conversation went further.
“We discussed connectivity leveraging their ERP system with the bank system and managing their accounts payables and accounts receivables,” Ranmal said. The conversation extended to cash management and liquidity options, reporting needs and fraud prevention.
JPMorgan Chase stood out as a treasury management provider for several reasons:
12+
accounts with JPMorgan Chase
10
team members focused on LPC’s treasury needs
1
cash-management platform, Chase Connect®
LPC and the treasury team immediately clicked.
“As soon as we started working with them, the treasury team became family with the Langdon Park Capital team,” Ranmal said. “We have the same goals—and we’re focused on affordable housing and underserved communities.”
Now, the treasury team is helping LPC consolidate its banking relationships. “That way, we can vertically integrate visibility for their property management companies,” Ranmal said. From there, the team aims to further digitize LPC’s rent payment system.
And there are bigger plans ahead, including implementing financial literacy programs at LPC properties.
“This is just the beginning,” Johnson said. “There are opportunities in every corner of JPMorgan Chase for us to continue to grow.”
The JPMorgan Chase treasury team helps solve each business’ unique needs, from liquidity management to real-time payment and API integration.
4:31 - Real Estate
Updating the perception of public housing
Dec 02, 2024
In Brooklyn, Williamsburg Houses' modernized properties are helping challenge assumptions about public housing.
Real Estate
Americans are moving back to cities. Here’s why.
Nov 22, 2024
Urban migration is back to pre-pandemic levels—find out what factors are contributing to the shift.
Real Estate
How Kinexys by J.P. Morgan can make commercial real estate more efficient
Nov 22, 2024
The blockchain technology can streamline the movement of information, money and digital assets across commercial real estate.
Real Estate
Commercial real estate equity waterfalls, explained
Nov 20, 2024
The right real estate waterfall structure can help keep investors’ incentives aligned while offering sponsors outsized returns for outsized performance. Find out how.
Real Estate
Using a rent roll in multifamily real estate
Nov 18, 2024
A rent roll helps assess a multifamily property’s income potential. Learn what it includes, plus other factors to weigh when evaluating a real estate investment.
Real Estate
Integrating banking and enterprise resource planning systems
Nov 15, 2024
Choosing the right ERP-bank integration method and following best practices can help commercial real estate businesses see success.
Real Estate
How interest rate cuts could impact commercial real estate
Nov 14, 2024
The Fed began its easing cycle with the first rate cut since 2020. Here’s how it could impact multifamily real estate investors.
Real Estate
How multifamily owners can address military housing challenges
Nov 13, 2024
Learn the ways multifamily owners and operators can help address common military housing concerns.
You're now leaving J.P. Morgan
J.P. Morgan’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan name.