- Brand Managers can increase revenue by positioning their brands on evolving shopping platforms.
- Some examples include online marketplaces and the Metaverse
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By Manish Jain
GLOBAL HEAD FOR CONSUMER & RETAIL INDUSTRIES
By Hardik Trivedi
Consumer & Retail Wholesale Payments Solutions
By Manish Jain , Hardik Trivedi
Consumers are changing how they discover, try, and buy products and services. This colossal shift has resulted in companies reimagining what they do, how they do it, and who they partner with to create lasting and revenue-driving customer relationships. Every industry is going through these changes and investing in new shopping models: Direct to consumers, marketplaces, connected cars, value-add healthcare, and new technology platforms including localized drone delivery and vending machine innovations. These changes have a pace and complexity that’s driving tremendous value up and down the value chain.
While companies are investing in digitization and innovation, many are asking about the ROI and monetization potential of these new shopping models. The answer isn’t simple, but brands of the future will separate themselves from brands of the past by solving for the unique needs of each service provider in their ecosystem – and particularly their payment needs.
The future of shopping innovations
Consumers can purchase items on new platforms such as social media, using almost any currency worldwide
Goods can be quickly delivered via fully-automated (or dark) warehouses
Goods and services can also be purchased directly from a user’s car via connected payment services
Shopping is becoming a multi-channel, interconnected experience
The future of shopping is evolving to be real-time, contextual, data driven, global, and experiential. Consumers expect convenient, relevant, transparent, and omnichannel purchasing experiences. To deliver on these evolutions, businesses are increasingly using data to glean patterns and preferences that predict and deliver expectation-exceeding experiences to delight the consumer. All of these innovations must occur in a more seamless, elevated and tailored way.
The consumer and retail space is already adapting to these evolutions. Consumers can purchase items on new platforms such as on social media, with a smart speaker, or during a live stream. Goods can be more quickly delivered via fully-automated warehouses (often called dark warehouses) or through nearest local store. Some restaurants are exploring how consumers can order items within the Metaverse and receive them in real life.
Other industries are adapting too:
As these new shopping models emerge and take hold, they require support from additional service providers. For example, marketplaces depend on third-party sellers, and contextual commerce depends on influencers. It’s critical to keep these new service providers as happy as end customers, and payments can play a crucial role in delivering this satisfaction. Gone are the days where payments are merely a transaction at the end of a buying decision; they’re now part of the overall driving the success of new shopping models. A bad payments experience (e.g. for purchases or service provided, delivery, or return) could result in the loss of sales, permanent customers, whole shopping communities, and service providers.
Solving for these new shopping models means solving for the unique needs of players such as gig workers, influencers, small retailers and farmers, and the treasury operations manager who contribute to funds flowing 24x7x365.
The future is now, and one of the most important decisions to propel your organization forward is deciding who you bring into your ecosystem. It’s crucial that companies looking to grow solve for ecosystem players like brand managers, gig workers, small business owners, treasury managers and customer experience leads. One challenge is that each player has different priorities and opportunities, and they may be at different stages of their own digitization journey.
We work with the top and emerging brands around the world at all stages of their journey to collaborate, co-create, and ensure payments aren’t an afterthought. Check out other articles in this series about marketplaces and how shopping has changed forever, and look out for forthcoming articles where we'll explore each of the above ecosystem players in more depth.
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