Retirement Link is designed for companies and organizations with plan assets ranging from $1 million to more than $100 million.
Commercial Banking
J.P. Morgan Retirement Link
Build stronger retirement plans for your business at lower costs with J.P. Morgan Retirement LinkSM
Empower your employees to enjoy the retirement they’ve earned
J.P. Morgan Retirement Link is a comprehensive, full-service retirement plan solution designed to help you build a stronger, more competitive benefits package for your employees. With our expertise, best-in-class service and advanced technology, we help make it easier and more cost-effective for employers to offer a quality retirement plan. Retirement Link is designed for companies and organizations with plan assets ranging from $1 million to more than $100 million.
Best-in-class service
- Gain a dedicated relationship manager as your single point of contact, simplifying account administration.
- Collaborate with our experts to design a retirement plan that aligns with your plan’s unique goals and measures results.
- Receive proactive, ongoing support to keep your plan running smoothly and efficiently.
- Minimize administrative burdens and free up time to focus on your core business objectives.
- Benefit from our team’s average of 23+ years’ experience and deep expertise in retirement plans.
Competitive pricing
- Leverage our scale to access institutional-level pricing typically reserved for larger plans.
- Take advantage of zero-revenue share fund options to help manage costs.
- Tailor services to your plan’s specific needs and budget, giving you greater flexibility and control.
- Reduce recordkeeping fees when certain conditions are met, such as using our proprietary target date funds.
Proven investment capabilities
- Build your ideal fund lineup from our open-architecture platform with 18K+ options from 300+ fund managers.
- Simplify plan administration with QDIA, which automatically invests contributions into an age-appropriate target date fund.
- Benefit from the strength and stability of J.P. Morgan’s investment platform.
Stronger participant outcomes
- Engage your participants with an intuitive digital platform.
- Encourage participants to plan effectively with interactive retirement calculators and financial wellness resources.
- Help your employees build a more secure retirement, enhancing satisfaction and loyalty.
Insights to turn complexity into clarity
Your comprehensive resource to retirement planning
J.P. Morgan’s 2024 Guide to Retirement offers key insights and data on saving, spending, income replacement and more—helping you plan with greater confidence.
Defined Contribution (DC) Plan Participant Survey Findings
Expanding expectations, expanding opportunities. Our seventh defined contribution (DC) plan participant survey findings explores insights on general savings and employer-sponsored benefits, professional guidance, plan design and retirement income.
Frequently asked questions
Offering a 401(k) or 403(b) plan can help your employees save for retirement, attract and retain top talent, boost employee morale and productivity, and provide valuable tax benefits for your business. You’re also helping your employees build a more secure financial future for themselves, which benefits everyone. Consult with a tax professional to determine how one of these plans can benefit your organization.
For-profit companies offer 401(k) plans, while 403(b) plans are typically provided by nonprofit organizations, public schools or churches. Both types of plans allow employees to save for retirement on a tax-deferred basis. 403(b) plans may have more limited investment options than 401(k) plans.
Generally, 401(k) plans are primarily funded through employee contributions, which are deducted directly from their paychecks. As an employer, you can choose to make additional contributions to help them save even more—typically through a percentage-based employer match or a discretionary bonus.
Setting up a 401(k) plan is a straightforward process. Simply schedule a meeting with one of our specialists in your local market. Our team can guide you through the process and handle the administrative details so you can focus on running your business.
Retirement Link’s biggest differentiator is best-in-class service. For the third year in row, Retirement Link received a #1 ranking in customer experience.1 Clients benefit from the Retirement Link service team’s average of more than 23 years’ experience and deep expertise in retirement plans.
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1.
Chatham Partners Satisfaction Survey, 2023. Scores reflect clients who provided 6 or 7 on a 7-point scale. When evaluating defined contribution providers, a top-2 box rating of 85% or greater corresponds to best-in-class rating.
2.
J.P. Morgan Retirement Link and Empower tradable funds list.
3.
Note: AUM as of December 31, 2023.
Chatham Partners Satisfaction Survey, 2023. Scores reflect clients who provided 7/6 on a 7-point scale. When evaluating DC providers, a top 2 box rating of 85% or greater corresponds to best-in-class rating. Chatham Partners is a market research/consulting firm offering custom lifecycle-oriented research to the financial services industry. Their independent third-party research tracks J.P. Morgan’s effectiveness in delivering client service to retirement client’s and benchmarks J.P. Morgan’s standing relative to other mid- and small-market defined contribution providers. Retirement Link has been #1 since Chatham Partners started reporting the Customer Experience score in 2019.
Retirement Link is not an offering of JPMorgan Chase Bank, NA; clients will be directed to J.P. Morgan Asset Management, an affiliate.
INVESTMENT AND INSURANCE PRODUCTS ARE:
NOT FDIC INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES
SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED
This is a general communication being provided for informational purposes only. It is educational in nature and not designed to be a recommendation for any specific investment product, strategy, plan feature or other purposes. By receiving this communication you agree with the intended purpose described above. Any examples used in this material are generic, hypothetical and for illustration purposes only. None of J.P. Morgan Asset Management, its affiliates or representatives is suggesting that the recipient or any other person take a specific course of action or any action at all. Communications such as this are not impartial and are provided in connection with the advertising and marketing of products and services. JPMorgan Chase & Co. and its affiliates do not provide tax, legal or accounting advice. This material is not intended to provide, and should not be relied on, for tax, legal or accounting advice. The client should consult its own tax, legal and accounting advisors for advice before engaging in any transaction.
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