From startups to legacy brands, you're making your mark. We're here to help.
Key Links
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
Key Links
Institutional Investing
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
Key Links
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
Key Links
A uniquely elevated private banking experience shaped around you.
Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
Explore a variety of insights.
Key Links
Insights by Topic
Explore a variety of insights organized by different topics.
Key Links
Insights by Type
Explore a variety of insights organized by different types of content and media.
Key Links
We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
Key Links
J.P. Morgan has launched Real Time Visa Account Updater (VAU) for European merchants, eliminating the hassle of keeping customer payment information up to date. Previously only available in North America, Real Time VAU allows businesses to update customers’ expired, cancelled or changed stored card details - in real time – enhancing the opportunity for a frictionless customer journey.
Ding, the world’s leading1 mobile top-up service, was J.P. Morgan’s first European client to launch on the platform, citing the seamless integration and improved authorization rates as the key attraction. Micheál Egan, Head of Payments, Ding, was an early adopter of the product. “We have seen first-hand how Real Time VAU addresses our customers’ needs in the moment. It’s hugely important for us to ensure consistently high standards and a frictionless experience, especially given the recurring nature of our business. Automated top-ups are a growth area, and these ‘behind the scenes’ solutions will allow us to push the boundaries of what is possible”.
Card information updates can result from account closures, cards reported lost or stolen, expiration date changes, product upgrades, amongst others. Outdated credential-on-file information can lead to declined transaction and cardholder inconvenience — and ultimately introduce the risks of service cancellation and customer dissatisfaction.
When an update is required, this new feature replaces the payment request with the updated card details as the payment is being processed and appears as a single transaction.
“Our collaboration with J.P. Morgan to bring Real Time VAU to Europe will bring huge benefits to merchants and cardholders,'' said Mehret Habteab, VP Digital Products, Europe at Visa. “This much-anticipated launch simplifies the transaction process and enables more frictionless digital payment experiences that are so crucial to cardholders. Replicating the success of our North American rollout, we are delighted to be working closely once again with the J.P. Morgan Payments team.”
Ding is confident of further success with the product. “Real Time VAU is an extension of the trusted relationship we have had with J.P. Morgan over the last 16 years, allowing us to grow globally and respond to the needs of our customers and business. Coupled with the security of the J.P. Morgan platform, these kind of innovations match our own ambitions and allow us to bring a best in class service to our customers.”
Success is often dependent on agility. Read how trends are shaping the future of payment acceptance.
Receive key updates and news with relevant actionable insights and best practices — including the latest intelligence on payments trends, digital innovation, regulatory change, ESG and sustainable financing and much more.
The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such.
JPMorgan Chase Bank, N.A. Member FDIC.
JPMorgan Chase Bank, N.A., organized under the laws of U.S.A. with limited liability.
Payments
Understanding the requirements to apply for a corporate credit card
Jun 27, 2024
Find out if your organization is eligible for a corporate card, then prepare documentation to apply.
Payments
Choosing the right credit card for your startup
Jun 27, 2024
Startups have unique, complex financial needs, and corporate and business cards can be powerful tools that simplify financial operations.
Payments
J.P. Morgan joins the MACH Alliance, advocating for open, best-of-breed technology
Jun 13, 2024
J.P. Morgan is a Supporter member, a category for leading organizations to share unique thought leadership and innovations on the future of enterprise technology.
Payments
Join J.P. Morgan Payments at EBAday 2024, Lisbon Congress Centre, Booth 73/74
Jun 12, 2024
You want a fast, simple and secure way to send and receive cross-border payments. We can send in 120+ currencies¹ and receive in 40+², across 160+ countries³.
Payments
Studio Science joins the J.P. Morgan Payments System Integrator Program
May 17, 2024
J.P. Morgan Payments is adding Studio Science, a customer experience consultancy, to the program to help joint clients with payments strategy and implementation.
Payments
How to protect your organization from check fraud
May 14, 2024
Check fraud remains an attractive target for fraudsters. Do you know how to prevent it?
Payments
How acquisitions like WePay are accelerating our mission to build a modern payments business
May 13, 2024
The integration of WePay into the J.P. Morgan Payments platform is the latest step forward in how we serve small and medium-sized businesses (SMBs).
Payments
Understanding the differences between corporate and business credit cards
May 01, 2024
Corporate and business credit cards offer significant benefits to corporations and small businesses, respectively. Learn about the key differences.
You're now leaving J.P. Morgan
J.P. Morgan’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan name.