Financing Affordable and Workforce  Housing

We’re empowering local leaders with high-quality, forward-looking data and planning tools—including the firm’s original research—so they can address their most urgent challenges.

We take local solutions and scale them, drive capital to high-impact projects and encourage public-private collaboration. Our aim is to help residents of all income levels prosper.

We’re expanding access to affordable, sustainable homeownership with home lending products and services, plus a lease-to-purchase program and other pathways to homeownership.

We’re working closely with community, business and government leaders to help break down the barriers of systematic racism. Through our Racial Equity Commitment, JPMorgan Chase is investing $30 billion into our communities, $2 billion of which increases funding for construction and rehabilitation of affordable housing for low- and moderate-income households.

• Construction and permanent financing for multifamily affordable and workforce rental housing
• Bridge acquisition and refinancing loans for housing properties with rent restrictions or subsidy agreements
• GSE agency lending to multifamily housing developments
• Equity for community development properties utilizing the New Markets Tax Credit program
• Equity to restore and preserve historic buildings utilizing the Historic Tax Credit program
• Intermediaries lending to Community Development Financial Institutions (CDFIs) and Low Income Housing Tax Credit (LIHTC) syndicators
• Treasury and payments services

Yes, our Tax Oriented Investments group, which sits within the Corporate & Investment Bank, invests LIHTC equity through syndicators as an upper-tier investor. Email TOI_Equity@jpmorgan.com for more information.

No. However, we do have maximum exposure limits for sponsors/guarantors.

Yes, we provide construction and permanent debt for projects by leveraging sources other than LIHTC equity. Projects can be fully rent restricted or mixed-income.