Marginal Cost of Fund based Lending Rates (MCLR) with effect from 1st January 2025:

 Tenor  MCLR (% p.a.)
 Overnight 6.85%
One-month 6.85%
Three-month 6.70%
Six month 6.85%
One year 6.80%
Two year 7.05%
Three year 7.05%