Social Sector Finance

Business Motivation

J.P. Morgan is committed to bringing financial services and financing to microfinance institutions and other enterprises servicing the base of the economic pyramid.

Nearly 3 billion people live on less than $2 a day and lack access to a broad range of reliable services (including health, education, housing, financial and communications)
Microfinance institutions have demonstrated that – if products are well-designed and delivered – the base of the economic pyramid can be served effectively, profitably and in scale
Successful business models targeting the base of the pyramid are emerging in sectors beyond microfinance, such as health and housing
The capital needed to expand the reach of such enterprises is huge
- Up to $300 billion in microfinance alone
Investor demand for socially responsible products is growing rapidly
- In the range of 10% of all managed money in the U.S. and Europe