We customize the implementation process to ensure the right data goes to your expense management, procurement or enterprise resource planning systems.
Commercial Card
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Purchasing Card
Increase controls, automate payables and reduce administrative costs across procurement and accounts payable spend.
Purchasing Card
Optimize procurement spend management
Strategically manage your B2B procurement spending with the J.P. Morgan Purchasing Card.
Purchasing Card benefits
Strategically power procurement spend and deliver bottom-line value to your organization while enhancing payment speed and security.
Increase rebate revenue potential
Take advantage of rebate earnings on qualified spending and free up more cash to achieve your business goals.
Secure purchases
Help reduce exposure to fraud and misuse with end-to-end controls built into your purchasing process.
Optimize your supplier payments
Help improve days payable outstanding while paying suppliers faster and with greater ease.
Increase visibility
Access robust reporting and real-time transaction data to identify spending patterns and cost-saving opportunities.
Powerful program management tools
Access a wide range of standard and customizable reports to give you visibility into what matters most to your business.
Set controls and promote policy adherence across your company’s locations, divisions and departments.
Support where you need it, when you need it
24/7 access to program administrators
Call anytime to manage card operation issues, or access on-demand support online.
Training for you and cardholders
We’ll train your program administrators on the best ways to operate the card program.
Hear from our clients
Payments
One Card helps Ashton Woods excel in growing digitized payments environment
Sep 06, 2022
Ashton Woods leveraged a leading commercial card solution to facilitate online transactions, support operations and growth, and reap benefits from the card’s cutting-edge rebate program.
Read more
Payments
With a strong relationship focus, North Dakota strengthens statewide commercial card program
Oct 13, 2020
Learn how J.P. Morgan helped the state of North Dakota improve its commercial card program and kept payments flowing during COVID-19.
Read more
Payments
Fresh Clean Threads enhances liquidity & maximizes rewards with One Card
Feb 10, 2023
Learn how Fresh Clean Threads leveraged J.P. Morgan’s commercial One Card program to propel online growth, manage expenses and capitalize on marketing spend with a rich rewards program.
Read moreDriving commercial card program success
When you begin a Purchasing Card program with us, we’ll dive deep into program design, push hard on control measures and sweat the details to help you achieve your goals. Even if you have an existing program, our industry experts can offer a fresh look at your goals and help you deliver stronger results.
Design
Our consultative, tailored approach can help you determine the best setup for your organization’s specific needs.
Build
Our team does the heavy lifting so you don’t have to. We’ll dig into program configuration details, including systems integration and reporting.
Launch
Before the program goes live, benefit from training, communications templates and best practices to share across your company.
Payments
A Payments win-win for a supplier and their buyers
March 22, 2023
Construction company Ricon sought a streamlined way to move from accepting paper checks to electronic payments. Despite a lack of experience with digital payments, the company was able to implement a successful virtual card platform—and reap the benefits of faster payments and improved cash flow.
Read moreFAQs
Purchasing card programs can enhance spending control, optimize the payables process and deliver long-term value for organizations. Learn more about the benefits from a purchasing card program.
Rather than paying via check, ACH and wire, you can use a purchasing card and earn a rebate on spend.
Businesses can use rebates for various purposes, including offsetting the costs of digital tools and other operating expenses.
Purchasing cards are well suited for managing procurement and everyday expenses, including equipment, office supplies and other operational needs. Purchasing cards also help protect against fraud and employee misuse. Learn more about how corporate purchasing cards work.
Yes. Companies with a Purchasing Card can add Virtual Card to their program. Any spend on Virtual Card will contribute to the year-end spend total that determines the rebate amount. Employees can also have a physical card to use for in-policy purchases.
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Understanding purchasing cards
Mar 28, 2024
Typically used for B2B purchases, purchasing cards can provide enhanced visibility, control, fraud protection and other benefits.
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